I estimate my bills and have an auto draft set to come out for preset portions of all the estimates.
I estimate my bills and have an auto draft set to come out for preset portions of all the estimates. Then I wait for late notices in the mail. If I don’t get any, I assume things are fine. If I do, there may be a contestable charge or missing payment or something else out of order. I use my credit card for incidental expenses and pay a set amount as well. It works for me but I know it’s not a system people embrace.